Sarma’s executive team combines more than 100 years of credit industry experience. The average tenure at Sarma is measured in decades, not days. This dedication starts at the top, where our leadership in the market is unmatched. We pass on that key wisdom to our clients every day to help ensure your growing profitability.
- Bob BenavidesPresident & CEO
President & CEO
Mr. Benavides has over 30 years experience in the Consumer Credit and Collection industry. He is a seasoned industry executive specializing in consumer credit data, collection services, mergers and acquisitions.
Mr. Benavides serves on the board of numerous national industry associations including Consumer Data Industry Association (CDIA), Southern Management Institute - Dean, Mortgage Reporting Advisory Council, Educational Task Force, Southern Management Institute -Trustee and the International Credit Association.
Vice Chairman of the Board
San Antonio Youth Centers
Board Member / Past Chairman of the Board
Consumer Credit Counselling of Greater San Antonio
Tournament Leadership Council
Valero Texas Open
Brackenridge Park Conservancy
Mr. Benavides attended Southern Management Institute at University of Georgia and completed the Executive Curriculum and Program on Negotiation at Harvard University.
- Janet CurtisAssistant Vice President
Assistant Vice President
Ms. Curtis joined Sarma in 1995. She has over 25 years experience in the financial industry. She is FCRA certified and has extensive credit reporting knowledge.
She attended the University of Texas in San Antonio and the CDIA Southern Management Institute at the University of Georgia. Ms. Curtis is a Rotarian and currently service on the Board of NCRA.
- Steve YanoverAssistant Vice President
Assistant Vice President
Mr. Yanover is a collections industry veteran with over 20 years of management experience. He has extensive operations experience in Early Out and Bad Debt Collections at national third party collection agencies, and managed some of the largest and most competitive portfolios in the collections industry. He has achieved the ACA International Scholar degree, only awarded to recipients who demonstrate industry experience, and strong commitment to education and professional development.
Mr. Yanover earned his Bachelors of Science in Psychology from the University of Illinois at Urbana-Champaign.
- Dawn HarveyChief Financial Officer
Chief Financial Officer
Ms. Harvey joined Sarma in 2015 with over 12 years of experience as an accounting professional. She is a licensed Certified Public Accountant with experience working in highly regulated industries, such as healthcare. Ms. Harvey is a member of the Texas Society of CPA’s and the Utah Association of CPA’s.
She earned her Master of Business Administration and Graduate Certificate in Accounting from Westminster College in Salt Lake City, UT. She also received her Bachelor of Business Administration from the University of Utah.
- Micah MaloneyTechnology Manager
Having worked in the IT field for over 20 years, Micah brings a wealth of technical expertise to Sarma. He began his career at Sarma 16 years ago starting as IT Technician and rose up the ranks to System Administrator, Supervisor, and now his current position.
His duties have included infrastructure upgrades, support, and contingency planning, and he continues to ensure that all technology operations and assets are designed, documented, maintained, and expanded to meet Sarma’s growing needs.
He attended San Antonio College, and has several certifications from Microsoft and recently Security+.