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Annual Report On FDCPA Enforcement And Administration Released By CFPB

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Annual Report On FDCPA Enforcement And Administration Released By CFPB

The Consumer Financial Protection Bureau (CFPB) late last week released its fourth annual report to Congress detailing the regulator’s efforts to administer and enforce the Fair Debt Collection Practices Act (FDCPA). The report includes updates on supervision, enforcement, rule making, and complaints in the debt collection market, among other things.    The report details the […]

Mortgage Rates Jump This Week

Mortgage rates were up modestly this week, with the benchmark 30-year fixed mortgage rate rising to a 2015 high water mark of 3.9 percent. The average 15-year fixed mortgage rate increased to 3.17 percent, while the larger jumbo 30-year fixed mortgage hit a two-month high of 4.1 percent. Adjustable rate mortgages moved higher also, with […]

Sarma is excited to share the news of TransUnion’s brand new platform.

TransUnion unveiled a new brand identity platform and logo that reflects the company’s focus and capabilities as an information solution provider for consumers and businesses. The new branding marks the expansion in which the company moving beyond its traditional consumer credit data reporting role and has begun using data and analytics to provide powerful insights […]

Tax Identity Theft Awareness Week January 26-30, 2015.

Tax season is the time of the year that most people dread. The stress accumulates with endless number crunching, sorting through old receipts, and the dreaded April 15th deadline. It isn’t enough that we all stress to get our taxes complete and on time, but we also have to remember that there are some who […]

Are Consumers Taking Action After Data Breaches?

Major retail chains have made headlines with a string of data breaches that have plagued consumers identity and security. Chic-fil-a, the latest retail victim of a data breach, is investigating the situation after receiving reports of unusual activity involving cards used at its restaurants. A year ago, Target experienced the largest data breach over the […]

HUD Focuses On Helping More Americans Achieve Home Ownership

Former San Antonio Mayor, now current HUD secretary, Julian Castro looks to realign the direction of the Department of Housing and Urban Development. The news came last week as Castro and President Barack Obama announced a cut in the premiums charged by the Federal Housing Administration as a way to expand homeownership among lower-income borrowers. The new […]

Welcome To Our New Home!

It’s nice to be home!! After months and months of rigorous planning, rearranging, and construction Sarma can now call 555 E. Ramsey home. We are excited to begin 2015 in our new corporate headquarters. We hope everyone is as excited as we are! Sarma 555 E. Ramsey San Antonio, Texas 78216  

Mortgage delinquencies in Texas will reach pre-recession levels by the end of next year.

Mortgage delinquencies in Texas will reach pre-recession levels by the end of next year, an annual forecast released Wednesday by TransUnion says. The share of people who miss two or more mortgage payments in Texas is expected to reach 2.2 percent at the end of 2015, down from the 2.83 percent forecast for the end […]

A Good Time To Start Closing Your Books

We are well into mid-November and before you know it, the holiday season will be quickly upon us. Time moves by pretty quickly during this time of the year, especially when you are bombarded with holiday shopping, office parties, gift exchanges, and family gatherings. During times like these, people sometimes forget the other important tasks during the […]

Have You Heard Of OIG, Excluded Parties List or FACIS?

Employing sanctioned or excluded individuals or vendors can put you and your practice in jeopardy of facing serious penalties. The U.S Department of Health & Human Services Office of General Inspector (OIG) suggest regular reviews and recommends monthly screening of all employees to verify that employed individuals do not appear on the OIG List of […]