Mortgage delinquencies in Texas will reach pre-recession levels by the end of next year.
Mortgage delinquencies in Texas will reach pre-recession levels by the end of next year, an annual forecast released Wednesday by TransUnion says. The share of people who miss two or more mortgage payments in Texas is expected to reach 2.2 percent at the end of 2015, down from the 2.83 percent forecast for the end […]
A Good Time To Start Closing Your Books
We are well into mid-November and before you know it, the holiday season will be quickly upon us. Time moves by pretty quickly during this time of the year, especially when you are bombarded with holiday shopping, office parties, gift exchanges, and family gatherings. During times like these, people sometimes forget the other important tasks during the […]
Have You Heard Of OIG, Excluded Parties List or FACIS?
Employing sanctioned or excluded individuals or vendors can put you and your practice in jeopardy of facing serious penalties. The U.S Department of Health & Human Services Office of General Inspector (OIG) suggest regular reviews and recommends monthly screening of all employees to verify that employed individuals do not appear on the OIG List of […]
Placing A Fraud Alert When Your Identity Is Stolen
The statistics are startling. The number of personal records exposed in 2014, thus far, has reached up to 10 million. Identity theft happens when someone steals your personal information and uses it without your permission. This can effect your finances, credit history and reputation. Acting quickly when your identity is stolen is the first step […]
Sarma Celebrates Breast Cancer Awareness Month
Sarma employees wore their pink last Friday in support of Breast Cancer Awareness Month. Raising awareness and support to the cause is very important, and Sarma is proud to be a part of such a campaign each and every year!
Is Your Business FCRA Compliant?
If you aren’t familiar with the acronym FCRA, then I would recommend a channel change to the news, or even better an internet search on these four important letters. FCRA stands for Fair Credit Reporting Act, which is a consumer protection statue that regulates the screening process. The purpose of this act is to require […]
Your Applicant Failed Their Background Check, Now What?
So you found a candidate that fits the job description, and its qualifications. All you have left to do is wait for your candidates background check, then you can move forward with the hiring process. However, upon receiving the background check you come to find out that your candid has a bit of a history. […]
5 and 10 Panel Urine Drug Test, What’s The Difference Between The Two?
In a drug testing popularity contest, the winner would most likely be urine drug testing. By far, this method of testing is the go-to for pre-employment and post-employment, compared to the other various methods of testing. Pre-employment drug testing is commonly used to determine if a potential employee is eligible for employment. Reasons for post-employment […]
New Credit Score Addresses Medical Debt and Collection Agency Accounts
Business analytics and consumer credit score provider FICO announced Thursday that it has recalibrated its popular FICO Score formula to reflect a “more nuanced way to assess consumer collection information.” To do this, FICO said that the newest iteration of its scoring product, FICO Score 9, will offer a sophisticated treatment differentiating medical from non-medical […]
Sarma Working With Two Local Companies For Their New Headquarters
Sarma’s plan to move from their well-known mid town area of San Antonio has been a continuous endeavor throughout the year. The final stages of the move are quickly approaching and Sarma is delighted to collaborate with two local companies to assist in the process. RVK Architects, and CBI Group have been chosen to furnish […]