Sarma Launches Key New Credit Product with FICO Scores

Get the Facts on PRBC

If you offer loans or credit, your business relies on the ability to gauge risk. However, about 100 million Americans (nearly a third of the US population!) are underserved by the current credit reporting system, and their risk level cannot be sufficiently measured by a traditional report. Many of these people are solid, faithful bill-payers, but you can't do business with them yet. PRBC MainStreet is changing that.

Many of these consumers earn a steady income and demonstrate their creditworthiness through regular on-time payment of rent, utilities, and other recurring monthly bills. When alternative data is considered in determining risk, the risk profiles of these consumers are very similar to mainstream consumers.

As a PRBC MainStreet business you can access this market of over 3 trillion dollars in spending power. Sarma's PRBC Consumer Report with FICO Expansion Score provides the data and the FICO Score to meet your business requirements to profitably serve the underserved consumer. The FICO Expansion Score utilizes the same score range, 300-850 and is a highly reliable score that aligns with the Classic FICO Score.

Report Credit Data Through Metro2!

Growing Credit for Your Customers

The PRBC Consumer Report helps millions of underserved consumer segments take the first step towards joining the mainstream economy. By reporting your customer payments, your business or organization is helping creditworthy people build a payment history and gain access to traditional credit sources and banking services.

Why should I report customer payments?

• Reporting your customer's payment is an innovative & responsive community economic development service
• Your organization will be rewarded both socially and economically for enabling more members of the community to become creditworthy
• Additional information allows you to close more loans, reduce risk, and build loyalty in growing, underserved markets

Reporting to credit bureaus, like Sarma's PRBC, is your best resource for rewarding consumers who consistently pay you on time and collecting from those who fall delinquent. By reporting to PRBC, you will likely see a drop in the number of delinquent payments because consumers do not want a negative mark on their PRBC Consumer Report.

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