The statistics are startling. The number of personal records exposed in 2014, thus far, has reached up to 10 million. Identity theft happens when someone steals your personal information and uses it without your permission. This can effect your finances, credit history and reputation. Acting quickly when your identity is stolen is the first step and best way to limit the damage.
If you think someone has misused your personal or financial information, call one of the credit reporting companies and ask them to put a fraud alert on your credit report. You must provide proof of your identity. A fraud alert can make it harder for an identity thief to open more accounts in your name. When you have an alert on your report, a business must verify your identity before it issues credit in your name. When you contact a credit reporting agency, let them know that you are an identity theft victim, and ask the company to put a fraud alert on your credit file. The credit reporting company will explain that you will receive a free credit report, as well as other rights you have. Don’t be afraid to ask questions! The fraud alert will stay on your report for 90 days. After the 90 day period,you can renew it if you wish to. Remember to stay organized, and update Your files. Record the dates you made calls or sent letters, and keep all of your copies copies safe in your secure files.
Not sure what is on your credit report, call now for your credit report and FREE score offer!
1-800-955-5238 For More Information.
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