Credit Summary

Credit Summary condenses key elements from a consumer's credit file into succinct areas of information.

This service counts the different categories of information within the credit file, such as the number of mortgage tradelines or the number of past due accounts . It also presents a concise summary of a consumer's financial picture with a breakdown provided by type of account. This report summarizes information by total file history or only the most recent 12 months' data.

Features

• Dependent on core products accessed
• Delivery Options

Credit Summary is available as an add-on service to the following TransUnion products:

• TransUnion Credit Report
• Employment Credit Report
• Online Prescreen
• Model Report

It is also available via remote terminal and CPU formats, and through Online Batch and TransUnion Direct.

However, not every product that offers Credit Summary is available through each of these delivery methods