Recovery Management

Sarma has been offering a broad range of products and services to assist in maximizing recovery from delinquent accounts resulting in rapid cash flow for our clients since 1956. Our primary services include pre-collect, bad debt collections, payment monitoring and insurance re-billing services. All of our services can be customized to meet our clients specific needs.

Skip Tracing

The possibilities are endless to access key information on your clients or potential clients. Sarma has a wide array of reports and tools to help you access data for locating and qualifying consumers.

Our skip tracing platform allows for access to dozens of products all in one online interface. Our application integration allows you to make one application to attain multiple products on a single consumer without reentering the information again. Run one report or dozens in one application. Our system also allows you to save your results, so that you can go back and review them at any time.

Electronic Payment Systems

Sarma EPS is organized to understand a given financial institution's costs and revenue for current and alternative strategies. We are positioned to provide objective expertise to credit unions and banks to maximize interchange revenue and minimize costs in the ATM and POS areas through an integrated debit strategy. This is where Sarma EPS excels in its client partner relationships. Understanding the industry and having the experience is only part of the equation.