Security Service Federal Credit Union went into contract with Sarma Collections Inc. in 2006 for the debt collection of our charged off accounts. In 2008, Sarma excelled in their collection efforts and became our #1 agent (out of a group of 5) For the year, they remitted $20k more than the remittance of our other contracted agencies. Sarma took 2009 by storm. They had a "record breaking" year. In 2010 they continued to be our #1 agency. With this history, our office is excited and anxious to see their efforts in 2011 - Wanda Tavitas SSFCU